Loaded Cheese Nachos (Printable)

Golden tortilla chips piled high with melted cheese blend, beans, and vibrant fresh toppings for ultimate dipping.

# What You'll Need:

→ Base

01 - 7 oz tortilla chips, plain or lightly salted

→ Cheese

02 - 7 oz shredded cheddar cheese
03 - 3.5 oz Monterey Jack cheese, shredded

→ Beans

04 - 5 oz canned black beans, rinsed and drained

→ Toppings

05 - 2 fresh jalapeños, thinly sliced
06 - 3.5 oz cherry tomatoes, diced
07 - 1 small red onion, finely chopped
08 - 2 tablespoons fresh cilantro, chopped
09 - 1 ripe avocado, diced
10 - 4 tablespoons sour cream
11 - 4 tablespoons salsa

→ Seasoned Ground Beef

12 - 7 oz ground beef
13 - 1 teaspoon olive oil
14 - 1 teaspoon chili powder
15 - 1/2 teaspoon ground cumin
16 - Salt and freshly ground black pepper to taste

# How to Make It:

01 - Heat olive oil in a skillet over medium heat. Add ground beef, chili powder, cumin, salt, and pepper. Cook, breaking up meat with a spatula, until browned and cooked through, approximately 5-6 minutes. Remove from heat and set aside.
02 - Preheat oven to 400°F.
03 - Arrange tortilla chips in an even layer on a large ovenproof platter or baking sheet.
04 - Distribute black beans evenly over chips, followed by shredded cheddar and Monterey Jack cheeses. Spoon cooked ground beef over top if using.
05 - Scatter sliced jalapeños and half of the chopped red onion across the surface.
06 - Bake in preheated oven for 8-10 minutes, until cheese is fully melted and bubbly.
07 - Remove from oven and immediately top with cherry tomatoes, diced avocado, remaining red onion, and fresh cilantro.
08 - Serve immediately while cheese is hot and bubbly, with sour cream and salsa on the side for dipping.

# Expert Tips:

01 -
  • Everything comes together in under 30 minutes with zero fuss
  • Customizable toppings mean everyone builds their perfect bite
02 -
  • Work quickly once the nachos come out of the oven because the cheese sets up fast
  • Never skip draining your black beans thoroughly or your chips will turn sad and soggy
03 -
  • Use a rimmed baking sheet or your oven will hate you forever
  • Layer ingredients in two batches instead of one giant pile for even distribution
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